Group Loans (JLG) A group loan is designed to extend loan facilities to Members, helping them meet their financial/Business needs. Minimum Loan Amount: 20,000 and above. Age of Member: 18 to 60 Years. Loan Period: 1 to 2 Years. (Monthly / Weekly EMI)Pre closure/prepayment after 6 months will be permitted with a penalty of 2% of the pre-paid principal amount. Security: Group (2 to 10 members) A group loan is an offering for customers who are willing to guarantee each other the payment of a loan.